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FAQ: Uber/Lyft Accidents

FAQ: Rideshare Accidents

Below, we answer some common questions that people have about rideshare accidents.

Q: Is There a Difference Between Uber & Lyft?

A: Although both companies provide ridesharing services, Uber is a larger company than Lyft and is more widely available. In fact, Uber provides its services internationally, while Lyft is only available in the United States.

The cost of the services these 2 companies provide are fairly similar. However, at peak times, both Uber and Lyft increase their prices.

Q: Is There Any Extra Training Required for Uber/Lyft Drivers?

A: There is no extra training required to be a Lyft or Uber driver, but there are certain requirements that need to be met to be a rideshare driver.

For Uber, drivers have to be at least 21 years old, have 1 year of experience as a licensed driver in the U.S., have a valid U.S. driver’s license, and drive an eligible 4-door vehicle. Drivers who are under the age of 23 must have 3 years of driving experience.

For Lyft, drivers need to be 21 years old, have a valid U.S. driver’s license, and at least 1 year of driving experience. Lyft also conducts a DMV check and background check to look for any bad driving history or criminal record.

Q: What Kind of Insurance Do Uber/Lyft Drivers Have?

A: Both companies have liability coverage for their drivers. This coverage varies depending on the driving situation.

Between the time a driver turns on the app and accepts a ride, they are covered by up to $50,000 for bodily injury, $100,000 for accident, and $25,000 for property damage. From the time a ride is matched and a passenger is dropped off, there is primary liability coverage of $1,000,000 per accident and $1,000,000 for uninsured and underinsured motorists.

Uber and Lyft drivers can also have their own insurance policies that might provide more coverage during the times they’re not using the app to actively drive or meet passengers.

Q: What If My Uber/Lyft Driver Caused an Accident?

A: Uber and Lyft drivers are covered under both their personal insurance policy and the coverage provided by each company. The company’s insurance policy should cover the accident damages, but the claim can become complicated depending on situation of the accident and how fault is determined.

Q: What If Another Driver Caused the Accident?

A: The other driver’s insurance should pay for any injuries or damages sustained in the accident. Uber and Lyft both have polices that cover uninsured or underinsured drivers. Since you will have to negotiate between multiple insurance companies, your claim can quickly become complicated.

Q: Can I Sue Uber or Lyft for My Accident?

A: Although you might be able to sue Uber or Lyft, the requirements to do so heavily depends on the situation of the accident. Because Uber and Lyft drivers are independent contractors, the companies have limited liability for their driver’s accidents. Speak with us today to learn if you can sue Uber or Lyft for your accident.

Q: I Am an Uber/Lyft Driver and I Was in an Accident? Do I Have Legal Options?

A: You have legal options. If your accident was caused by another driver, you might be able to get compensation for injuries and vehicle damage. Uber and Lyft liability coverage will go into effect if you were driving or traveling to pick up a passenger. If you weren’t using the app and didn’t have a passenger when the accident occurred, you will need to rely on your own insurance policy.

Contact our Philadelphia team of rideshare accident attorneys,
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